Services
Why Consider Medicare Advantage?
One plan, one card
Combines multiple coverages.
Lower out-of-pocket risk
Plans have an annual spending cap.
Added perks
Many include benefits like dental cleanings, eyeglasses, hearing aids, and more.
What is Medicare Advantage (Part C)?
Medicare Advantage (also called Part C) is an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies approved by Medicare. With a Medicare Advantage plan, you still have Medicare—but you may get extra benefits and predictable costs that aren’t included with Original Medicare.
What’s Included?
- Hospital coverage (Part A)
- Medical coverage (Part B)
- Prescription drug coverage (Part D)(in most plans)
- Extra benefitslike dental, vision, hearing, and fitness programs
How is Medicare Advantage Different?
01.
Feature
- Coverage
- Extra Benefits
- Out-of-Pocket Limit
- Provider Network
02.
Original Medicare
- Part A and Part B only
- Rare
- No cap on costs
- Any provider that accepts Medicare
03.
Medicare Advantage (Part C)
- Combines Part A, B, often Part D, and extras
- Often includes dental, vision, hearing, OTC
- Annual maximum out-of-pocket limit
- Usually has HMO/PPO network (varies by plan)
FAQ
01.
Do I still have Medicare if I join a Medicare Advantage plan?
Yes! You remain enrolled in Medicare, but your benefits are provided through the private plan.
02.
Can I switch plans?
Yes, you can review or change your plan during the Annual Enrollment Period (Oct 15 – Dec 7) or if you qualify for a Special Enrollment Period.
03.
Are prescriptions included?
Most Medicare Advantage plans include Part D prescription coverage, but not all. We’ll help you find one that fits your needs.
Ready to Explore Your Options?
Every person’s situation is different. I can help you compare plans in your area and find coverage that fits your health needs and budget.
What Are Dual Eligible Special Needs Plans (D-SNPs)?
If you qualify for both Medicare and Medicaid (AHCCCS in Arizona), you may be eligible for a Dual Eligible Special Needs Plan (D-SNP).
These plans are designed specifically for people with limited income and resources who want all their benefits in one coordinated plan.
What Do D-SNPs Include?
01.
All Original Medicare benefits
(Part A hospital + Part B medical)
02.
Prescription drug coverage (Part D)
03.
Extra benefits
That go beyond what Medicare and Medicaid cover, such as:
- Dental, vision, and hearing
- Transportation to doctor visits
- Over-the-counter allowance
- Care coordination and support programs
04.
Little to no out-of-pocket costs
(varies by plan).
Why Are D-SNPs a Good Fit?
If you have Medicare and AHCCCS/Medicaid, a D-SNP helps:
- Coordinate your Medicare and Medicaid benefitsin one plan
- Give you access to special programs and care managersto make navigating healthcare easier
- Cover extra benefitsOriginal Medicare doesn’t offer
Reduce your medical costs with low or $0 copays on most service
Who Qualifies?
You may qualify if:
- You have Medicare (Part A & Part B) andMedicaid (AHCCCS)
- You live in a county where D-SNP plans are offered
- Your income and resources meet AHCCCS/Medicaid guidelines
Need Help Finding a D-SNP Plan?
Every person’s needs are different. I work closely with Medicare and AHCCCS dual-eligible plans and can help you:
- Check if you qualify
- Compare plans in your ZIP code
- Make sure you get all the benefits you’re entitled to