About Us
Welcome to MD MORGAN MEDICARE SERVICES
What I Do?
Mariluz Morgan is a licensed insurance agent and have been contracted with a variety of insurance carriers since 2014. Our commitment is to serve the Yuma County community by providing trusted guidance on Medicare-eligible benefits. We specialize in Medicare Advantage Plans, Medicare Supplement Plans, and Part D Prescription Drug Plans, helping individuals make confident and informed healthcare decisions.
Every person’s situation is unique. Call me or visit my office in San Luis to find out what benefits you may qualify for!.
Navigating Medicare can feel overwhelming. If you live in San Luis or Yuma County, you don’t have to figure it out alone. I live right here in the community and work every day with neighbors who have questions like:
- “What does Medicare cover?”
- “Can I get dental and vision benefits?”
- “What if I have AHCCCS/Medicaid — do I qualify for more help?”
I’m here to give you clear answers and walk you through your options step by step.
Our Values
How I Can Help You?
I provide free, no-obligation consultations to explain and compare Medicare options, including:
01.
Medicare Advantage (Part C)
All-in-one plans that combine hospital (Part A), medical (Part B), and often prescription drug coverage (Part D). Many include extras like dental, vision, and hearing.
02.
Dual Eligible Special Needs Plans (D-SNPs)
Special plans for people who have both Medicare and AHCCCS/Medicaid, often with additional benefits such as transportation, over-the-counter allowances, and care coordination.
03.
Prescription Drug Plans (Part D)
Stand-alone plans if you need just medication coverage.
04.
Medicare Savings Programs & Extra Help
We can see if you qualify for programs that lower your Medicare costs.
05.
Education on Enrollment Periods
Annual Enrollment, Special Enrollment, and when you can change plans.
Every person’s situation is different. I’ll explain your choices in simple terms and help you find plans that fit your health and budget needs.
Why Work With a Local Medicare Broker?
- I live in San Luisand understand the plans available in our area.
- I work with multiple insurance carriers approved by Medicare — so you can compare options side by side.
- My help is always free to you; there’s no cost to meet with me.
- I can meet in person at my office, over the phone, or online — whatever is easiest.
FAQ
Common Questions I Hear
01.
Do I still have Medicare if I join a Medicare Advantage plan?
Yes, you keep Medicare. The private plan coordinates your Medicare benefits.
02.
Can I get dental and vision benefits?
Some Medicare Advantage and D-SNP plans include dental, vision, and hearing services. I can check which ones are available in your ZIP code.
03.
Do I qualify for a Dual Special Needs Plan?
If you have Medicare and AHCCCS/Medicaid, you may qualify. These plans often come with extra benefits and little to no out-of-pocket costs.
Get Started Today
Have questions? Want to see if you qualify for extra benefits?
Call Today
+123 456 7890